This fall, New York State is delivering its first-ever inflation refund checks, a one-time benefit aimed at easing the financial strain on millions of households. Approved as part of the 2025–2026 state budget, these checks are designed to compensate for the extra sales tax revenue collected due to rising prices. They’re also a way for the state to directly help families facing higher living costs.
Table of Contents
Who’s Eligible, and How Much You’ll Get
You don’t need to apply. If you meet the income and residency requirements, the state will automatically mail your check starting in mid-October and continue through November.
The eligibility is based on your 2023 state income tax return (Form IT-201). Here’s a breakdown of income thresholds and refund amounts:
| Filing Status | 2023 NY AGI Threshold | Refund Amount |
|---|---|---|
| Single | $75,000 or less | $200 |
| Single | $75,000.01 to $150,000 | $150 |
| Married Filing Joint | $150,000 or less | $400 |
| Married Filing Joint | $150,000.01 to $300,000 | $300 |
| Married Filing Separate / Head of Household | $75,000 or less | $200 |
| Married Filing Separate / Head of Household | $75,000.01 to $150,000 | $150 |
Surviving spouses who file jointly follow the same thresholds as married joint filers.
Around 8.2 million households are expected to receive these checks, covering a wide range of regions across New York State, including New York City, Long Island, and Upstate areas.
When to Expect Your Check
The checks will start mailing in mid-October and continue throughout November. They will not be sent based on zip codes or specific areas but will roll out in batches. The timing of delivery depends on processing and mailing schedules.
Why the Refund Is Being Issued
State leaders have described the refund as a way to return surplus tax revenue to the people. During high inflation, sales tax collections increased, and the government wants to return some of that money to taxpayers, especially those in low to middle-income brackets.
Supporters believe the refunds will provide much-needed relief for everyday expenses. On the other hand, some critics argue the program could hurt the state’s financial future, as New York faces budget gaps in the coming years. Others suggest that these funds might be better directed toward programs like food assistance, housing, or health coverage.
Frequently Asked Questions (FAQs)
1. Do I need to apply to get the inflation refund check?
No. As long as you filed a 2023 New York State income tax return, meet the income guidelines, and were a full-year resident not claimed as a dependent, the state will automatically send your check.
2. How do I know where it will be mailed?
The check will be mailed to the address on your most recently filed tax return. If you’ve moved since filing, update your address through your New York State Online Services account before checks start mailing.
3. I received my income tax refund by direct deposit—will this check also come that way?
No. This inflation refund will be sent by mail only, regardless of how you received your income tax refund.
4. I lived in New York only part of the year in 2023—do I still qualify?
No. To be eligible, you must have been a full-year resident of New York State in 2023.
5. Can the state use my refund check to pay off old debts I owe?
No. This refund will not be used to pay off unpaid taxes or other state debts. It will be sent to you in full if you qualify.