The U-Save Rebate is one of Singapore’s most critical cost-of-living measures, providing practical relief to citizens by offsetting utility bills rather than distributing cash directly. The initiative ensures that essential expenses, such as electricity and water, remain affordable for households, especially during periods of inflation and higher GST rates.
Administered under the broader GST Voucher (GSTV) and Assurance Package, this scheme targets Singaporean households living in HDB flats. Rebates are disbursed quarterly and automatically credited into each household’s SP Services account. This ensures immediate relief without requiring residents to apply or handle administrative procedures.
For the 2025 fiscal year, more than 950,000 Singaporean households are expected to receive these rebates. Smaller HDB units such as 1- and 2-room flats will continue to enjoy the highest level of support, ensuring the system remains progressive and equitable.
Table of Contents
Singapore S$190 Rebate 2025 Details
The core goal of the U-Save Rebate is to maintain affordability for essential utilities among low- and middle-income households. By crediting the rebate directly to SP Services accounts, the government guarantees that the financial aid is explicitly used to reduce household utility expenses.
This targeted assistance model not only simplifies the process for recipients but also ensures long-term budget stability. It reduces the financial burden for vulnerable families while supporting overall economic inclusivity in a period of rising living costs.
2025 U-Save Rebate Schedule and Amounts
The rebate is distributed four times a year: April, July, October 2025, and January 2026. The amount differs according to the household’s HDB flat type, ensuring proportional assistance.
| HDB Flat Type | Quarterly Rebate | Total Annual Amount (2025) |
|---|---|---|
| 1- & 2-Room Flats | $190 | $760 |
| 3-Room Flats | $170 | $680 |
| 4-Room Flats | $150 | $600 |
| 5-Room Flats | $130 | $520 |
| Executive / Multi-Generation | $110 | $440 |
Households in smaller flats, which typically have lower income levels, receive the highest rebates. Any unused portion of the refund automatically rolls over to the next billing cycle, ensuring that no part of the support is wasted.
Eligibility Criteria and Conditions
The U-Save rebate applies only to Singaporean households that meet specific conditions. These requirements are designed to ensure that government aid is distributed fairly and reaches those most in need.
- The household must live in an HDB flat, whether owned or rented.
- There must be at least one Singaporean citizen in the household.
- The owner or any essential occupier must not own more than one property in Singapore or overseas.
Only households living in 1- or 2-room flats that meet all these criteria will receive the maximum $190 rebate per quarter. Households consisting entirely of Permanent Residents (PRs) are not eligible, although PRs may have access to other social support schemes.
Checking Rebate Status and Payment Information
Residents can verify their eligibility and payment details using digital government platforms designed for convenience and transparency.
| Important Information | Details |
|---|---|
| Maximum Rebate | S$190 per quarter for 1- & 2-room flats |
| Total Annual Amount | Up to S$760 |
| Disbursement Schedule for 2025 | April, July, October 2025, and January 2026 |
| Payment Method | Automatic credit to SP Services utility account |
| Scheme Type | Part of GSTV and Assurance Package |
| Eligibility Requirement | Singaporean citizen household; only one property owned |
Residents can use the Support For You Calculator, available on the LifeSG portal, to check their eligibility for various government support schemes. Alternatively, they can log in to the GST Voucher portal using Singpass to view detailed information about U-Save rebates, disbursement timelines, and their household’s benefit records.
Frequently Asked Questions (FAQs)
1. What is the primary purpose of the U-Save Rebate?
The U-Save Rebate helps Singaporean households offset electricity, water, and gas expenses directly by crediting funds into their SP Services account. It aims to reduce the financial impact of inflation and GST increases on essential living costs.
2. Do I need to apply for the U-Save Rebate?
No application is required. The rebate is automatically credited to eligible households’ SP Services utility accounts every quarter.
3. Can Permanent Residents (PRs) receive the rebate?
Households comprising only PRs are not eligible. The rebate is specifically for households with at least one Singaporean citizen.
4. How often is the U-Save Rebate given out?
The rebate is distributed quarterly in April, July, October 2025, and January 2026 to ensure consistent support across the year.
5. Where can I check my eligibility and rebate details?
You can log in to the GST Voucher (GSTV) portal using Singpass or use the Support For You Calculator on the LifeSG portal to check your eligibility and track your rebate schedule.