The U-Save rebate is a significant component of the permanent GST Voucher (GSTV) scheme in Singapore. Introduced in 2012, it was designed to help offset the increasing cost of utilities, particularly for low- and middle-income households residing in public Housing and Development Board (HDB) flats. The rebate aims to alleviate the financial burden of rising water and electricity bills, providing timely and direct relief to eligible households.
In 2025, the government introduced an enhancement to the U-Save rebate, increasing the amount significantly to provide more substantial financial support for utilities. These enhanced rebates are disbursed quarterly, ensuring that households receive consistent relief throughout the year. This initiative is part of the government’s broader efforts to assist Singaporeans in managing escalating living costs, with a focus on energy efficiency and sustainability.
For the year 2025, the final U-Save rebate of the fiscal year will be credited in January 2026. This will mark the last of the quarterly payments, providing further assistance as households move into the new year. The rebate amounts have been increased across various flat types to better support families during challenging economic times.
Table of Contents
Details of Singapore U-Save Support
The U-Save rebate is automatically credited into the utility accounts of eligible households, managed by SP Services Limited. The amount is reflected in the utilities bills issued, and it is noted as “U-Save” on the statements. Importantly, no action is required from households to claim this rebate, as it is automatically applied based on the eligibility criteria.
The rebate is designed exclusively for utility bill payments, including water and electricity expenses. It is non-cashable and can only be used to offset these costs. Any unused portion of the rebate is carried over to future months, providing a continued reduction in utility charges until it is fully utilised.
Eligibility Criteria for U-Save Rebate
To qualify for the U-Save rebate, certain criteria must be met. These criteria are designed to ensure that the support is directed to households in genuine need of assistance with utility expenses.
- Citizenship and Residency: At least one member of the household must be a Singaporean citizen, and the household must be residing in an HDB flat. If a household is living in private property, it will not be eligible for the rebate.
- Occupancy Status: Only owner-occupied flats are eligible for the U-Save rebate. Households that rent out the entire flat are not eligible. However, if part of the flat is rented out, the rebate may still apply as long as a Singaporean citizen resides in the flat.
- Property Ownership: Households where any member owns more than one property are excluded from receiving the rebate. This ensures that the U-Save rebate benefits those with a direct need, particularly in public housing.
2025 U-Save COL Support Amounts
In 2025, the government enhanced the U-Save rebate for various types of HDB flats. The rebate amounts have been doubled for most categories, offering greater relief to households managing increased utility costs. Below is a detailed breakdown of the U-Save rebate amounts for different flat types:
| Flat Type | Rebate per Quarter | Annual Rebate |
|---|---|---|
| 1- and 2-room flats | $190 | $760 |
| 3-room flats | $170 | $680 |
| 4-room flats | $150 | $600 |
| 5-room flats | $130 | $520 |
| Executive and Multi-Gen flats | $110 | $440 |
These rebates are designed to cater to the specific utility needs of households, with higher rebates offered to those in smaller flats, reflecting their higher relative utility costs.
Disbursement Schedule for FY2025
The U-Save rebates for FY2025 are disbursed quarterly, providing households with a predictable schedule for receiving their utility support. The following outlines the dates when the rebates will be credited to eligible households:
| Quarter | Rebate Credit Date |
|---|---|
| Q1 – April 2025 | April 2025 |
| Q2 – July 2025 | July 2025 |
| Q3 – October 2025 | October 2025 |
| Q4 – January 2026 | January 2026 |
Each rebate is credited directly to the household’s utility account, managed by SP Services, ensuring a seamless and automated process. No separate application is needed from households, and the rebate is automatically applied to their bills.
How to Utilise the U-Save Rebate?
Households that qualify for the U-Save rebate can use the credited amount to offset their monthly utility bills. The rebates are typically large enough to cover a significant portion of the water and electricity charges, reducing the amount households need to pay each month. For example, a household living in a 1-room flat can expect to receive up to $190 per quarter, which covers a substantial portion of their utilities for the period.
If the full rebate amount is not used within a quarter, the remaining balance will carry over to the next billing cycle. This ensures that no part of the rebate goes to waste and continues to help with utility payments until the full amount is used.
How to Apply for U-SAVE GSTV?
No application is required; U-Save will be credited directly into eligible households’ utility accounts with SP Services.
- GSTV – U-Save
- AP U-Save
- Budget 2025 COL U-Save: More details will be provided when available
Phone: Singapore Power- 6671 7117